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  • Credit scoring as an open banking use case

    Credit scoring as an open banking use case

    Shrouded in confusion in its early days, open banking is developing into a global phenomenon, with Europe leading the way.

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  • Project finance & green finance

    Project finance & green finance

    Here, we explore the regulations and tools banks need to make sustainability targets a reality.

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  • UK shared banking hubs: Where are we now?

    UK shared banking hubs: Where are we now?

    What is the UK's new initiative around community banking hubs, and what does it mean for the industry?

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  • Why automotive financing can’t escape digitization

    Why automotive financing can’t escape digitization

    As the automotive industry undergoes rapid transformation, traditional financing players must adapt to meet the new demands of customers, who are constantly seeking greater flexibility.

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  • Le financement automobile et la digitalisation

    Le financement automobile et la digitalisation

    Alors que la filière automobile se transforme, les acteurs traditionnels doivent se mettre à la page pour répondre aux nouvelles exigences de la clientèle, qui réclame toujours plus de flexibilité.

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  • Tackling banking legacy transformation challenges

    Tackling banking legacy transformation challenges

    How can banks move forward with their legacy to build the future, starting from a more agile environment?

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  • The digital mortgage back-office revolution

    The digital mortgage back-office revolution

    The pandemic forced rapid digitization in the mortgage industry, but many lenders have focused the majority of their energy on front-end technology.

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  • Digital banking experience: Executive summary

    Digital banking experience: Executive summary

    The executive summary and key findings from Forrester's report "Master ecosystems to be future-ready in banking," commissioned by Sopra Steria.

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  • Cloud adoption in Africa

    Cloud adoption in Africa

    Cloud technology is essential to help African banks achieve economies of scale, save costs and improve efficiency.

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  • How digitally mature is your bank?

    How digitally mature is your bank?

    How far along your digital maturity are you? Find out now by trying our free digital banking maturity assessment tool, created in collaboration with Forrester, by clicking here.

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  • Digitizing the collection process

    Digitizing the collection process

    Debt collection has always been a tricky business. Preserving customer relationships while maximizing revenue and avoiding defaulted payments is a delicate balancing act.

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  • Customer-led back-office modernization

    Customer-led back-office modernization

    If banks and lenders plan to keep up with – or even outperform – the competition, digital transformation of their back office systems is key.

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  • Artificial intelligence: Adoption trends in the banking sector

    Artificial intelligence: Adoption trends in the banking sector

    How the banking industry is leveraging artificial intelligence to improve customer experience, drive cost optimization, and improve risk management.

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  • The future of regulatory reporting in Europe

    The future of regulatory reporting in Europe

    Stability within the banking system is fundamental, as its business activity generates significant risk, which can affect the economy and its stakeholders, such as consumers, companies & governments.

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  • Covid, legacy banks and the digital competition

    Covid, legacy banks and the digital competition

    Retail banking was one of the sectors most affected by Covid. Nation-wide lockdowns, sanitary measures and social distancing shook the day-to-day practice of banking to its core.

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  • Financial inclusion: How digital lending can help

    Financial inclusion: How digital lending can help

    Financial inclusion – its efficacy, implication and urgency – is becoming one of our industry’s biggest talking points. And this is a good thing.

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  • Banking in the public cloud

    Banking in the public cloud

    Cloud computing has long been an attractive option for banks looking to optimize costs, improve flexibility and facilitate digital expansion.

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  • Open Banking, Open Finance & Embedded Finance

    Open Banking, Open Finance & Embedded Finance

    If the regulations implemented in Europe and around the world have played a role in the banking sector’s digital transformation, the health crisis has demonstrated the new uses facilitated by them.

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  • Banks vs. decentralized finance

    Banks vs. decentralized finance

    Blockchain is back in the spotlight. After the introduction of bitcoin a decade ago, banks are now being challenged by the emergence of a new decentralized financial ecosystem.

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  • APIs and the bank of the future

    APIs and the bank of the future

    At a time when consumers are in the spotlight, APIs enable banks to create innovative and personalized customer experiences to differentiate themselves from the competition.

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