The Ethics of “Buy Now, Pay Later” (BNPL)

Buy Now, Pay Later is among the latest in a line of financial trends. However, it has a dark side which can result in more debt and financial struggles for some.

Why software and APIs are transforming mortgage processes

The large volumes of data represent a challenge. However, API-enabled software create automation opportunities in the mortgage process which may be used to free up resources and facilitate expansion.

A mutualized approach to payments is key for cost saving

Instant Payments aren’t free for the payment providers. Howevever, payments in a mutualized set-up could have a role to play for banks and financial services companies.

Financing the electric vehicle revolution

The seismic shift toward electric vehicles is changing the automotive industry. Hence, IT systems will need to be updated to play a key role in the electric vehicle revolution.

Reducing mortgage bottlenecks

In an ultra-competitive mortgage market organizations have limited resources. They are integrating new technology to their existing systems.

Helping banking customers go green

Fighting climate change is a collective effort, and needs to be tackled from all angles. As a result, what role do bank customers play?

What is digital banking?

Digital banking has been having a big impact on the financial ecosytem. As digital reliance grows, new players are jumping on the digital banking bandwagon.

Central bank digital currencies A tool of the future

Digital transformation is altering the payments and banking markets. Traditional players in the financial system must catch up. Thus, central banks are attempting to create their own currencies.

Open banking & mortgages: A revolution in lending

While mortgages are becoming less and less profitable. Open banking might play a significant role in addressing this concern.

The future of cash: The vinyl of the banking industry

It would seem that, far from digitization forcing cash out, it’s simply providing more options and opportunities.

The green impact of digital auditing in asset finance

Traditional auditing methods carry with them a negative impact on the environment. However, the process is evolving as a result of technological advancements and digitization.

Cryptocurrency and the Russia-Ukraine war

As the Russia-Ukraine war continues, we ask about the role cryptocurrency on both sides of the conflict.

Banks and super-apps: What role will they play

Super-apps have gone from concept to reality in parts of Asia, compared to the West, where the trend is yet to fully take off. However, this may change in the coming years.

The future of payments Nine payment trends

With the entry of new players such as fintech or bigtech companies, the future of payments is evolving. Here are the nine key trends that will have an influence on customers' day-to-day life.

Car-as-a-Service: Why customer experience is key

A green bank is a happy bank

While indirect emissions in the financial services industry are a major source of concern for the environment, banks’ direct emissions also have an impact on the health of the planet.

Newcomers in the payments industry

In this article, we will consider the new players in the payments market, and the impact they’re having on traditional industry players.

Risk aversion in commercial lending A problem of innovation

79% of US lenders are either "dissatisfied or "very dissatisfied" with their current loan servicing software solutions. But only 32% are considering a switch. Read this article to find out why.

Open banking is the route to profitable mortgage lending

Open banking could help banks and building societies to fine efficient, customer-focused ways to service demand for new mortgages while also managing their existing book more effectively.